Conventional home loans

Daniel O'Brien at Emerald Mortgage Partners, Inc.

Daniel O'Brien

Emerald Mortgage Partners, Inc.

Phone: (407) 468-6429

Email: [email protected]

NMLS# 337465

Company NMLS# 1583337

Licensed in: FL, GA

Equal Housing Opportunity. All loans subject to credit and underwriting approval. This is not a commitment to lend. Rates, terms, and program availability are subject to change without notice. Daniel O’Brien | NMLS #337465.

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Conventional Loans | Emerald Mortgage Partners

Conventional home loans

The most popular mortgages on the market

Not government-insured — with room to structure the deal

What to weigh before you apply

See the payment, then start the file

Ready for a conventional rate?

Loan Programs · Conventional · Licensed in Florida & Georgia

Great rates and buyer flexibility make conventional loans the most popular mortgages on the market today. Plus, we'll get you the best rate available.

Why buyers choose conventional

Great rates and buyer flexibility make conventional loans the most popular mortgages on the market today. Plus, we'll get you the best rate available. Dan O'Brien of Emerald Mortgage Partners helps purchasers and refinancers in Altamonte Springs, Florida, and throughout Florida and Georgia compare conventional financing with other programs — without the runaround.

Call (407) 468-6429 to talk through down payment, credit, and monthly payment. Personal NMLS 337465. Company NMLS 1583337.

How conventional loans work

Conventional mortgages are not insured or guaranteed by the federal government the way FHA and VA loans are. That typically means more flexibility on property type, loan term, and how you put the file together — along with guidelines that reward strong credit and a solid down payment.

Need a loan larger than conforming size? See jumbo loans for how Emerald Mortgage Partners structures financing above those limits. Dan will confirm current conforming figures for your county rather than quoting a number that may already be out of date.

Conventional financing is often the first path for well-qualified buyers. These are the points Dan covers so you can decide whether it is the right program — or whether FHA, VA, or jumbo is a better fit.

Next steps

Use the mortgage calculator to sketch principal and interest, then talk with Dan about PMI, taxes, and insurance so the number you shop with is realistic. When you are ready to buy, the purchase path walks through pre-qualification to closing.

Dan O'Brien | Emerald Mortgage Partners | Altamonte Springs, FL & GA | NMLS 337465 / 1583337 | (407) 468-6429

Great rates and buyer flexibility — and we'll get you the best rate available. Call Dan or start online with Emerald Mortgage Partners.

Emerald Mortgage Partners

Dan O'Brien | Emerald Mortgage Partners 498 Palm Springs Drive, Ste 138 Altamonte Springs, FL 32701

Direct: (407) 468-6429 [email protected]

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Personal NMLS: 337465 Corporate NMLS: 1583337 Licensed in FL & GA NMLS Consumer Access

Equal Housing Opportunity. This is not a commitment to lend. All loans are subject to credit approval. Rates, terms, and programs are subject to change without notice.

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