Why Move to Orlando, FL? Living & Buying a Home Guide

Why Move to Orlando, FL? Living & Buying a Home Guide

Why Move to Orlando? A Local's Guide to Living in Central Florida

What to know before you buy in Orlando

Buying a home in Orlando with Emerald Mortgage Partners

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Moving to Florida & Georgia

Orlando is far more than a vacation spot. Behind the theme parks is one of Florida's most active job markets, a central location that puts both coasts within easy reach, and neighborhoods ranging from historic brick streets to brand-new master-planned communities. As a Central Florida mortgage broker, this is our home market, and here is why so many people are choosing to make it theirs.

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Homestead exemption: If the home is your primary residence, Florida's homestead exemption can lower your taxable value, and the Save Our Homes provision caps how much the assessed value of a homestead can rise each year. File with your county property appraiser after you close.

HOAs and CDDs: Many newer communities have homeowners association dues and some have a Community Development District (CDD) fee on the tax bill. Factor both into your monthly budget.

Insurance: Homeowners insurance is a bigger part of the payment in Florida than in many states. Get quotes early, and ask about wind mitigation inspections, which can lower premiums.

First-time buyer help: Florida has offered down payment assistance programs for first-time buyers. See our Florida Hometown Heroes page and ask us what is available now.

We live and work in Central Florida, so we know the communities, the builders and the local realtors. As a mortgage broker, we compare loan options from multiple lenders, including conventional, FHA , VA and new construction financing, to find the right fit for you.

Ready to make Orlando home? Get pre-approved today or see what you can afford.

Dan O'Brien, NMLS #337465. Emerald Mortgage Partners, NMLS #1583337. Licensed in Florida and Georgia. Equal Housing Opportunity. This page is for general information only and is not a commitment to lend. All loans subject to credit approval, underwriting guidelines and property eligibility. Rates, programs and terms are subject to change without notice.

Emerald Mortgage Partners

Dan O'Brien | Emerald Mortgage Partners 498 Palm Springs Drive, Ste 138 Altamonte Springs, FL 32701

Direct: (407) 468-6429 [email protected]

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Personal NMLS: 337465 Corporate NMLS: 1583337 Licensed in FL & GA NMLS Consumer Access

Equal Housing Opportunity. This is not a commitment to lend. All loans are subject to credit approval. Rates, terms, and programs are subject to change without notice. Educational articles on this site are not loan offers. Eligibility depends on the property, the borrower, and current investor guidelines.