Daniel O'Brien at Emerald Financial Partners, Inc.
Daniel O'Brien
Emerald Financial Partners, Inc.
Phone: (407) 468-6429
Email: [email protected]
NMLS# 337465
Company NMLS# 1583337
Licensed in: FL, GA
Florida relocation guide
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Moving to Florida & Georgia
Miami is one of the most dynamic cities in the country: a gateway to Latin America, a growing center for finance and technology, and a place where you can live steps from the beach year-round. If you are thinking about making the move, here is what makes Miami stand out and what to know before you buy.
Condo financing: Florida now requires structural milestone inspections and funded reserves for many condo buildings. These rules protect owners, but they can affect whether a building qualifies for certain loans and can lead to special assessments. Talk to us before you fall in love with a unit.
Jumbo loans : Many Miami homes are priced above conforming loan limits. We work with jumbo lenders that offer competitive options.
Insurance and flood: Get homeowners and flood insurance quotes early. Coastal and low-lying properties may require flood coverage.
Investment and second homes: Buying a rental or a seasonal place? DSCR loans qualify based on the property's rental income instead of your tax returns. Check each building's and city's short-term rental rules first. Request a rental analysis
We are a Florida mortgage broker with access to multiple lenders for conventional , jumbo , condo, second-home and investment property loans. We will help you sort out condo approvals and find a loan built for South Florida pricing.
Ready to make Miami home? Get pre-approved or explore jumbo loans.
Dan O'Brien, NMLS #337465. Emerald Mortgage Partners, NMLS #1583337. Licensed in Florida and Georgia. Equal Housing Opportunity. This page is for general information only and is not a commitment to lend. All loans subject to credit approval, underwriting guidelines and property eligibility. Rates, programs and terms are subject to change without notice.
Emerald Mortgage Partners
Dan O'Brien | Emerald Mortgage Partners 498 Palm Springs Drive, Ste 138 Altamonte Springs, FL 32701
Direct: (407) 468-6429 [email protected]
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Personal NMLS: 337465 Corporate NMLS: 1583337 Licensed in FL & GA NMLS Consumer Access
Equal Housing Opportunity. This is not a commitment to lend. All loans are subject to credit approval. Rates, terms, and programs are subject to change without notice. Educational articles on this site are not loan offers. Eligibility depends on the property, the borrower, and current investor guidelines.
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